Name: Motor Club of America
Website: http://www.tvcmatrix.com
Price: $39.95 upfront fee pays for two months in advance, $20/month or more
Owners: Mr. Virgil Coffee, Larry Melton, and David Kircher
Overall Rank: 1 out of 5 stars
Turn $40 into $80 this week! Get 200% ROI. Get paid every Friday!”
You may have heard through misleading advertising on Craigslist, Social Media sites, job sites, YouTube, websites, etc.
There’s no information to confirm if this company is legit. All you will find are unofficial sites of affiliates promoting it. So, what are they hiding?
Motor Club of America, Product Overview
They claim to have been in business for 86 years providing insurance and emergency roadside assistance to the general public, but the Oklahoma Secretary of State website says the Delaware corporation, Motor Club of America Enterprises, Inc. was formed on August 17th 1973. That’s only 41 years.
Oklahoma records show the company is owned by Virgil Coffee, Larry Melton, and David Kircher.
They claim to have an A+ on the Better Business Bureau, but if you look them up they don’t even have a rating and instead, use TVC Marketings rating.
They don’t have a legitimate website to describe their products and other information. The official TVC website to login as an affiliate for MCA is hideous, not exactly what you expect.
There are many affiliate websites that look like they are the official Motor Club of America website including:
mcamotorclubofamericamca.com – RE Enterprises Elsenrath
motorclubamerica.org
motorclubamerica.net – Rodney Walker
mcamotorclubofamerica.com – Justine J Allen DBA CCB Marketing
The official address used by MCA is 3200 W Wilshire, Blvd, Oklahoma City. That is the primarily listed address for TVC Marketing Associates.
TVC which stands for “Trucker’s Voice in Court” owns MCA and is the marketing side of the program.
The MCA Compensation Plan
Representatives can make money either through the direct sales of the benefits and from team sales overrides. Gold and Platinum members get a 3×8 reward matrix program, Both revolve around the recruitment of TVC affiliates.
If you recruit a new MCA Total Security Club Membership member, it would earn you $39.90 upfront and $79.80 in advanced commissions. You also earn $6 from each rep in your downline and $0.66 for each member in your entire downline.
MCA Products- A Lie?
While you don’t need to buy any of the memberships to sell the products, how can you sell them if you don’t own them yourself? Also, to effectively promote this you have to have an interest in this.
Motor Club of America membership levels on the TVC Matrix website have five membership plans:
MCA Security Price: $9.95
MCA Security Plus Price: $14.95
MCA Total Security Price: $19.95
MCA Total Security Gold Price: $29.99
MCA Total Security Platinum Price: $39.99
Other vendors that appear on this website is TVC Pro- Driver for commercial vehicle coverage
Pro-Driver 4885 Plan Price: $48.85
Pro-Driver Green Plus Price: $31.90
Motor Club of America also claims to offer emergency roadside assistance and many other benefits including trip planning travel discounts, bail bonds, lawyer fees, stolen vehicle reward, travel assistance reimbursement, credit card protection, farm equipment reward, prescription dental and vision discounts, travel assistance program, emergency room benefit, daily hospital benefit to replace your income, and accidental death benefits.
MCA Product Complaints
You Are Right About This One
AUTHOR: listenup – (United States of America)
SUBMITTED: Monday, December 24, 2012Yes people should be aware of this company and there Matrix also. They have a Matrix where its like your investing in the business of Mca or Tvc. This is a Scam. From what I do know is these roadside services are not guaranteed. I had to pay for the tow upfront think I would be reimbursed and never was.
Also I had people under me that sign up for free as associate and never received any pay after three months of being a member. Half of the pictures you see are re used pictures.
So yes they are scamming people because if you have to mislead them or do any type of false advertising then that is a Scam. So glad I got out while I can. I smell a Lawsuit!”
Motor Club of America and Auto Club of America
These two companies have similar logos.
Auto Club of America, Corp. filed as a Foreign for Profit Corporation in the State of Florida filed on Thursday, January 31, 2008. This corporation is approximately six years old according to documents filed with Florida Department of State. Auto Club of America, Corp. also lists Virgil W. Coffee as Chairman.”
This company seems to be tied to Mr. Belz who is the President of Auto Club of America. He has several corporations suspended for OTC (Oklahoma Tax Commission) in the Oklahoma Secretary of State Corporation’s database for Auto Club of America.
The Reality
Motor Club of America is an illegal pyramid scheme disguised as a legal MLM program.
National Motor Club of America vs. Motor Club of America
Listen closely to this video, they clearly mention National Motor Club of America, not Motor Club of America! Then they go on to promote MCA, really shady.
National Motor Club of America is Better!
To Summarize:
Why would anyone buy Motor Club of America? Unlike Motor Club, National Motor Club actually has an official website. Their services are identical to Motor Club of America memberships, but are reasonably priced. They also have a recruiting program, but the commissions are lower and the representatives are actually trying to sell the service. National Motor Club is a member of the Direct Selling Association and is accredited by the BBB. They’re also one of the top ten roadside services for 2014.
The Pros Vs Cons of MCA
The Pros
- Some people are making money and get paid every Friday
- Rewards you for helping your downline
Motor Club of America Red Flags
- 99.9% of MCA “members” are TVC affiliates classifying it as a recruitment-driven pyramid scheme. The only people buying this service are the people promoting this company. 51% of sales have to be made to the general public to comply with FTC guidelines.
- You make money when you recruit, even if they don’t sell anything.
- Most of the money comes from countless people joining under or after you until it collapses when the recruitment of new reps stops.
- When people say auto club, people think AAA or what their insurance company freely provides. GoodSam is $80 for a whole year with an option to lock in your rate for five years. Why would anybody join MCA for $10-$20 a month when AAA is about $70 a year?
- Notice how the “TVC Matrix” and “MCA Matrix” buttons are on the top and how you can join TVC without joining MCA. This proves that they’re completely separate.
- The “refer 3” model is used on both MCA and TVC, which resembles a pyramid scheme when you are getting paid by referring people who pay who also refer others to do the same.
- There’s no in depth information on the TVC matrix website about the company or who owns it.
- You get a charge back if your downline doesn’t fulfill their 17 months and cancel their subscription which means you get charged for it.
- Liquidated in 1996
- Income claims are constantly made by MCA representatives without an income disclosure which is against FTC guidelines.
- There are various post and articles saying they are not a scam to hide scam reports.
- If there was a competing company for AAA’s roadside assistance, they would be aware of them especially if they have been as long as they claim.
- It’s not a member of the Direct Selling Association.
- A handful of angry posts has been said to exist against them on some of the truckers boards of how their program targets truckers.
- This website belongs to an experienced internet marketer. No likes? Hmm…
Tired of Schemes Like MCA? Read About My #1 Recommended Program!
There Used To Be…
- An article reviewing on the BBB’s website about Motor Club of America, but now it appears to be missing. Basically there were various complaints which included unauthorized charges on credit cards and more.
- MCA domains- many reps from two years ago may no longer be with the company. When I clicked on their domain, it was no longer there and some guys even had their YouTube video taken down.
- A wiki page on MCA.
How Much Does It Cost To Start An MCA Home Business?
You can go to their official website and join TVC6I for free, but their promoters are making you think that you need $40 to get started and $20 per month. The company is not doing anything in regards to this. This is only available to people living in the United States & Canada.
Other costs that you may be told to pay for include:
- Registering a domain name, $6-$10 a year
- Hosting, $4-$10 a month
- Autoresponder (Automation) MailChimp offers a free account for up to 2,000 subscribers while their paid services are $10-$25.
- Internet Marketing Training- I saw some members of Motor Club of America promoting some of the hottest pyramid schemes including Empower Network that can run you thousands of dollars. If you’re interested, see my review on Wealthy Affiliate where you can begin with a free lifetime starter account or go premium for as low as $30 a month which will give you everything you need to run a successful internet marketing business including free hosting, unlimited websites, 24/7 expert support, and awesome training.
High Chances of Failing…
I don’t mean to burst your bubble, but when you join MCA, it is unlikely that you will succeed and it’s not because of working hard. MLM is hard, period. Only 1% succeed. Let’s be real here. Offline marketing can take months to see results and unless you have a large following on social networks, you won’t get that much people to join you.
It is unlikely you will get help from your sponsors. All they care about is marketing and keep making money. You may get lucky and get a good sponsor who will train you and employ duplication.
They misled you into thinking that you have to pay MCA…
Misled you that this is easy…
That you’re applying for a real job…
That the company and benefits are real…
When you realize that you could be getting these benefits elsewhere for half the cost or that you can’t use your dental benefits.
Just how they did this, they will make you pay for another pyramid or get rich quick scheme. They’re just trying to get the most money they can out of you.
Motor Club of America Complaints
Submitted: Wed, June 05, 2013
Updated: Wed, June 05, 2013
Reported By: MadeAsucker — Lancaster California
Now, I know there is a ‘movement’ on the web to attack any opposers of this scam so I expect to get some responses here….. MCA is a hoax because they don’t even have a legit website. And why? Because their so-called products are just a front. It’s not about selling auto club memberships, it’s about getting more people to become a member and then go out and find more members. People ARE the products AND the marketers. When you become a member the website has more info on how to get more members than it talks about the actual products. So do the reps actually get paid? … Yes, I believe those that actually bring in more suckers, I mean agents, get paid for it.
… You just so happen to be benefiting from the scam….for now. The small scale success stories are simply a marketing tool. Just because you get some chump change doesn’t mean it’s NOT a pyramid or matrix scam folks. Compare the AAA and MCA website. MCA does not have an office you can walk into. There is no chain of command for complaints, questions, feedback. They don’t even go into full detail about their products online. Not even after you’re a member and they send you the email with so-called membership details, do you feel like a member of anything of a grand scale.
You get an email with links that take you to flyers about the service. I called their customer service line trying to find out more about the products and the rep didn’t even know what they were. She kept putting me on hold each time I asked a question. She didn’t even know what the main website was. I asked her because there are so many fake MCA websites created by MCA ‘dealers’. For a business that was established in 1926, their website design is cheap, customer service is awful and the products unimpressive. Why is that the hotel discounts are only for cheap roach motels? Is that the best they can do? How many agents have actually tried to use the services and felt protected I wonder?
Now of course it appears that MCA/TVC and GWP are two separate entities. Maybe they are and maybe they aren’t. All I know is that I gave personal information to both because they were presented to me together by a MCA rep, Derek Foley (even though the email came from a Deborah Foley), as though they were one in the same.
Here’s the Email I received
Hi,
Thank you for requesting information about our open position as a Referral Agent.
We have assigned a home agent to help you get started.
Their information is included below:IMPORTANT: If you were not able to review our information about MCA, CLICK HERE
(http://getweeklypaychecks.com/landingpage1.php?user=jeffreyburkey)
You Can Get Started Right Now By Clicking –> here
You may also contact your Home Agent Specialist, they will be happy to answer any questions you may have.
Name: Jeffrey Burkey
Direct Number: 7403469450
Contact the person above, they will answer your questions and assist you in setting up your account, getting trained, and getting started generating income today with MCA and Get Weekly Paychecks.
Best regards,
GWP/MCA Referral Agent Enrollment”
Submitted: Mon, December 03, 2012
Updated: Thu, May 29, 2014
Reported By: MCA Victim — Charlotte North Carolina
Motor Club of America (MCA) www.mcamotorclubofamerica.com
…Here were the initial red flags…
* The company [makes it seem] in order to join their program to make money that you PAY FEES MONTHLY
* Their website http://www.mcamotorclubofamerica.com/ is completely unprofessional, awfully designed, and just screams SCAM. [That is not their official site, but how are consumers supposed to know?]
* The program is commission only (and again requires money down to join) [misinformed]
* MCA picked a name that is very similar to National Motor Club of America which helps them blend in, and look more reputable. They are NOT associated with National Motor Club of America which has been in business for over 10 years.
* MCA is NOT listed by the Better Business Bureau. They are hidden under the name TVC Marketing.
* Motor Club of America is EXTREMELY expensive for what they are trying to sell. AAA is much cheaper and unquestionably reputable.
The MCA Pyramid Scheme is definitely a RISK for anyone who gives it a shot with a very high chance for failure. Their practices are manipulative, sneaky, and their associates will say anything to get new people…
One of their sharks includes this guy:
(Real name Unknown) LL Cool Harlem https://www.facebook.com/coolharlem
Join our program for 40 bucks! (and 20 a month to follow) and you will be rich! Yeah right f******. Even without the fee to join it still screams scam…”
Submitted: Sun, January 27, 2013
Updated: Sat, May 03, 2014
I want everyone to know that TVC marketing also MCA or known as Motor Club of America is a complete rip-off… I had responded to an ad on craigslist.org for a sales position to earn $60,000 to $110,000 a year by working for a reputable company … I provided my name and number and e-mail then I get an e-mail saying that I must attend a webinar to find out about the company and details.
So they have the usual story of how this young man is making all this money…with a great company in business since 1924 or 26 many years listed with BBB A+ rating and all these benefits for its members… So you had to sign up at the conclusion of the webinar and you’ll get this assistance and training to be an associate of the company. Plus you had to become a member. Well I did that…
Then they hit you with a barrage of helpful marketing tools and TVC marketing and different options in which to make you successful with the company is how it appears. I didn’t go for that, Red Flags came up all over e-mails form the Marketing Director back in Baltimore. Then I had tried to call the company a day later, it was difficult to find a number to actually reach a live person to help out in anyway. I had to spend over an hour wait just to chat with someone about the membership and try and find out what is actually taking place with the company after reading up on the company and its aliases that they use.
Long story short I found out they are not a member of the BBB and have not been in business long enough to be a member. I have found out they have many complaints against them and they have copied a legitimate companies material almost word for word and try to capture your attention on YouTube. I filed with the BBB of Oklahoma City, The attorney General’s office of Oregon and Oklahoma and the FTC! I had tried to use the benefits for two things, discounted dental and that was a lie and the towing service was no good unless I was more than 50 miles away from home!..”
My Final Opinion of Motor Club of America
There are just too many red flags with the two biggest being that they’re just a ponzi scheme and they have an uncompetitive and overpriced product that nobody cares about. They used part of clip from a man that used his National Motor Club benefits and then they used that to began promoting their membership. They don’t have an official website and they’re not registered with the BBB or the DSA. Their website is unprofessional and have a matrix compensation plan. MCA’s affiliates are very misleading and will say anything to bring others in.
If you join, you’re going to be stuck with a MCA membership when you can get AAA for half the price. It’s unlikely that you will succeed and in fact, be presented with other pyramid schemes.
If you’re looking for a way to build a real online business, learn more about Wealthy Affiliate that has amazing internet marketing training and the only one with a free lifetime starter account.
| Wealthy Affiliate vs Motor Club of America |
|---|
| Features | Wealthy Affiliate | Joy to Live |
|---|---|---|
| Is it easy to get help? |  |
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| Private coaching available? | |
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| Can you Contact the Owners? | |
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| Is there a live chat? | |
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| Is there step-by-step training? | |
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| Are free websites included? | |
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| Is web hosting included? | |
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| Can you try for free? | |
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| Is there a keyword research tool? | |
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| Is there an affiliate program? | |
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| Do I recommend this? | Yes | No |
| My Overall Rating | 10/10 | 1/10 |
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Read My Wealthy Affiliate Review Here |
|---|
Motor Club of America at a Glance…
Name: Motor Club of America
Website: http://www.tvcmatrix.com
Price: $39.95 upfront fee pays for two months in advance, $20/month or more
Owners: Mr. Virgil Coffee, Larry Melton, and David Kircher
Overall Rank: 1 out of 5 stars
VERDICT:
If you’re a member or have been a member of Motor Club of America, I would love to hear your story below! 🙂
To Your Success,
Summary
- Reviewer: Jennifer
- Review Date: 2014-10-15
- Reviewed Item: Motor Cllub of America
- Author Rating:
